Minnesota Workers' Compensation Laws
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Minnesota workers' compensation laws deal with the benefits that workers who have been injured on the job or who develop work-connected diseases may receive through the Minnesota workers' compensation system. The relevant policies and procedures are also set forth by Minnesota workers' compensation law.
Claims under Minnesota Workers' Compensation Laws
Injuries caused by accidents at the worksite (such as tripping and falling) are covered by workers' compensation in Minnesota. These injuries will not be covered, however, if the worker was intoxicated or using drugs at the time of his injury, or if he purposefully causes his own injury.
Additionally, if a worker becomes ill because his employment environment is unsafe in some way, or because he is repeatedly exposed to hazardous conditions, he will be eligible to recover Minnesota workers' compensation benefits. Such diseases may include radiation poisoning, carpal tunnel syndrome, and asbestosis. If either the worker's injury or occupational disease causes his unfortunate death, his surviving dependents may be paid death benefits.
Minnesota Workers' Compensation Benefits
Treatment for Medical Condition: Payment for medical treatment (doctor and hospital appointments) for an employee's job-connected injury or illness will be made by his employer's insurance carrier. Any other treatment required will also be covered by the employer's workers' compensation insurance.
Reimbursement for Mileage: When a worker has to travel to and from medical appointments for treatment for his injury or illness, the cost of mileage and the wages he loses traveling to and attending these appointments may be reimbursed.
Death and Funeral Benefits: Death benefits may be paid to the relatives of deceased Minnesota workers who die because of their work injuries or illnesses. Up to $15,000 may also be paid to the employee's relatives to help with funeral costs.
Income Replacement Benefits: Income replacement offers the bulk of Minnesota workers' compensation benefits in many instances. Income benefits will depend on the individual worker's situation and are classified into the following four types:
1) Temporary Total Disability Benefits (TTD): Under TTD, 2/3 of the employee's pre-injury average weekly wage will be paid each week to an employee who cannot work while he recovers from his injury or illness.
2) Temporary Partial Disability Benefits (TPD): When an employee has been injured and cannot perform all of his old job duties, but can work in some capacity, he will be paid some portion of benefits, calculated by subtracting his current wage from his pre-injury average weekly wage and multiplying by 2/3.
3) Permanent Total Disability Benefits (PTD): An employee's injury or sickness is incapacitating and it is not possible for him to seek gainful employment. He will receive at least 65% of Minnesota's average weekly wage.
4) Permanent Partial Disability Benefits (PPD): PPD may be available if a worker's injury or disease has maximally improved, but he will still be permanently affected by his injury or illness and unable to work at the same level as before his injury or illness. The benefits the worker may receive depend on the percentage of loss he suffers due to his injury or illness.
Minnesota Workers' Compensation Statutes
Take a look at the Minnesota Statutes for the full text of relevant Minnesota workers' compensation statutes.
Employers Subject To Workers' Compensation: Workers' Compensation, Chp.176 §§ 21, 31, 41; Covered Employees: Workers' Compensation, Chp.176 § 21; Benefits: Workers' Compensation, Chp.176 §§ 95-101; Claims Procedure: Workers' Compensation, Chp.176 §§141-151.