Kentucky Workers' Compensation Claims
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Kentucky workers' compensation claims for benefits should be submitted to the Kentucky Department of Workers' Claims. Claims for workers' compensation benefits may be filed by employees who have been injured in accidents at their places of employment, or who have contracted illnesses because of harmful conditions at their jobs. Kentucky law mandates that most Kentucky employers carry workers' compensation insurance to assist workers during their recovery periods.
Process for Kentucky Workers' Compensation Claims
If you have been injured in a workplace accident, your first order of business should be to promptly notify your employer that you have been injured. Failure to tell your boss about your injury may result in the loss of the workers' compensation benefits you deserve, or at a minimum a delay in the distribution of such benefits.
After your boss has been notified of your injury, he must complete and file a First Report of Injury (Form IA-1) with the Kentucky Department of Workers' Claims within three days of your report of your injury.
Note that your workers' compensation claim for benefits must be filed within two years of your injury in Kentucky, or else your claim will be barred by the Kentucky statute of limitations and you will not be able to recover workers' compensation benefits.
It's also in your best interest to seek prompt medical attention for your injury. Make sure to tell your medical provider that your injury is related to your job in case your claim is disputed.
Lastly, if you need help with the Kentucky workers' compensation process or you have general questions or concerns about filing a workers' compensation claim for benefits, you should feel free to discuss your situation with a Kentucky workers' compensation lawyer.
Reasons to Hire a Kentucky Workers' Compensation Attorney
Whether or not your claim for workers' compensation benefits is denied or granted can have a major impact on your future. Because the stakes are so high, it is a good idea to hire a Kentucky workers' compensation lawyer to assist you in filing your claim, meeting the requisite deadlines for your case, and advising you on your various options for recovery of benefits, including the types of workers' compensation benefits available to you in Kentucky.
Some workers' compensation cases can become incredibly complex because, for example, the injured worker's employer is under-insured, uninsured, or does not cooperate and contests the worker's claim that he was injured. An experienced Kentucky workers' compensation attorney can help such a worker prove his injury, and/or assert his claim for workers' compensation benefits in front of the Kentucky Department of Workers' Claims. Assistance from a workers' compensation lawyer is especially recommended if your claim has been rejected, or if there was a third party who partially caused your injury (such as when a manufacturer is partially responsible for your injury because the product they made was defective). A workers' compensation lawyer can assist you in structuring your claim to include the third party, or advise you on filing a separate lawsuit.