I received a letter from my insurance company that I must go to an "independent medical examination." What is that?
If you received such a letter, chances are that your employer's
workers' comp insurance carrier is contesting some aspect of your
claim. The role of a doctor who acts as a medical examiner varies from
state to state; even what that doctor is called varies. For instance,
in California, the doctor is a "medical evaluator" and is generally
mutually agreed upon by the parties. The doctor or medical evaluator
exams the injured worker and takes a complete medical history. Some
examiners may be more sympathetic to workers - some to employers.
Therefore, this is a good time to get some help from a workers'
compensation attorney as he or she will know which doctor to choose (or
not) to evaluate your injury or illness, and can help you better
understand this part of the claims process.